Everybody saw the woes that the new multibillion pounds Heathrows’ Terminal 5 had last week, but those lacking travel insurance are facing even worst problems.

On Wednesday, over 200 flights were cancelled and tens of thousands items of luggage remained on the ground while passengers flew from Heathrows’ new Terminal 5. Unfortunately, travellers without travel insurance have had to endure costs and great inconvenience as problems surround the new Heathrow Terminal.

Those with comprehensive travel insurance are able to claim for delays and lost luggage, in addition to flight cancellations and the costs of acquiring accommodation.

Baggage delays can be costly. Most travellers affected will be obliged to buy a change of clothing and other essentials, while some will incur the cost of obtaining medication that has to be taken regularly.

Financial companies are advising travellers to check their travel insurance policies to see if their luggage is fully insured before they travel abroad. Some travel insurance policies do not offer this type of cover.