Norwich Union is warning its customers that installing CCTV at domestic premises will not necessarily result in lower insurance premiums.

While CCVT is still regarded as something of a niche product in the domestic market, demand for the security systems is increasing.

Electrical retailer, Maplin, has reported a 70% increase in its sales of domestic security cameras in the past year.

Over 90 different security cameras and CCTV kits are now available and one of the most popular items is a camera that allows users to view their property anywhere in the world, via the Internet

However, according to Alison Palmer, a household underwriting consultant with Norwich Union, there is insufficient evidence as to whether CCTV systems actually deter criminals.

The insurer does not therefore, take CCTV into account when calculating premiums.

Instead, Norwich Union suggests lower insurance premiums can be secured by fitting a burglar alarm and locks that have been pre-approved by the insurer.

In addition, a small discount is available to customers who are active members of a Neighbourhood Watch scheme.

Original Article at insurancedaily

With the Six Nations gearing up for its third weekend of international rugby clashes fans are being urged to make sure their travel insurance is adequate when they travel overseas.

The Six Nations tournament covers England, Wales, Ireland, Scotland, Italy and France. This weekend will see an exodus of England fans visiting Paris.

Halifax Travel Insurance is advising those travelling to see games in Ireland, Italy and France to check their insurance coverage before they go.

Single trip travel insurance accounts for half of all sales, and it may be cheaper to purchase an annual policy rather than multiple, or sometimes even just one, single trip policies.

Halifax’s Paul Birkhead explains that although eager fans frequently check their tickets and passports when travelling overseas, their travel insurance is a background issue when it could prove vital.

Original article at insurancedaily